FAQS

Choosing the right payment processor for your business doesn't have to be complicated. In fact, the decision comes down to two main factors: selecting the services that best suit your business needs and finding tools that enhance the experience for your customers.

The first thing to evaluate is the payment processor’s ability to understand the essential components of my business. A well-understood approach not only streamlines payment acceptance, making it faster and more efficient, but also provides valuable insight that helps you monitor and manage your business's overall performance.

The second area to evaluate is cost. Payment processors vary in their fees for credit card transactions, so it's crucial to choose a provider with a transparent and straightforward pricing model like Payment Bringer offers. This will help you avoid unexpected fees or significant monthly cost fluctuations.

Never. Our philosophy at Payment Bringer is to win our client’s business each and every month, by providing stellar follow up and customer service access after installation. All accounts are month to month with a simple 30 day notice to cancel.

We‘ve also eliminated the irritation on surprise bills by never charging an annual or statement fee. Just simple, easy to follow transparent pricing. 

No matter which provider you select, accepting debit and credit cards as payment will always cost money. The fee amounts will vary depending on the payment company you choose. Currently, businesses in the U.S. typically pay between 2.50 % and 4.50% per transaction. Bank-owned payment processors usually charge higher fees, while third-party processors often offer lower rates.

Although fees differ by provider, they are all influenced by interchange fees set by card companies like Visa and Mastercard, which businesses must pay to accept these cards. Interchange fees can be complex, but Payment Bringer simplifies pricing for businesses by offering a predicatable subscription models or traditional pricing. This helps businesses avoid unnecessary markups and provides access to lower interchange rates, reducing overall payment processing costs.

Payment Bringer offers 24/7 local support. Some of our competitors only offer assistance via phone or email, which can be frustrating for business owners needing immediate help with payment processing issues. A few hours or even a day of being unable to process payments can severely impact a business relying on that revenue.

At Payment Bringer, we prioritize businesses by focusing on providing the best customer experience. Whether you contact us by phone or email for technical support or other inquiries, our team is ready to assist IN PERSON and find the right solution. We also offer additional tools and resources to help businesses tackle unique challenges and questions they may encounter.

To qualify for a payment processing account, businesses need to meet specific requirements based on the provider. Typically, businesses are asked to provide a business bank account, financial records, a business license, a physical address, an Employer Identification Number (EIN) or sole proprietorship details, and a completed application.

With Payment Bringer, the approval process for a merchant account requires a signed merchant agreement (application), previous processing statements, marketing materials, and a voided check. Approval generally takes 24 to 48 hours, though additional documentation could extend this timeline.

PCI Compliance, or the Payment Card Industry Data Security Standard (PCI DSS), is a set of security guidelines for businesses that process branded credit card transactions. While these standards are enforced by the card companies, they are managed by the Payment Card Industry Security Standards Council.

Regardless of your business size, compliance with PCI standards is required. These standards are designed to help businesses maintain a secure environment for credit card transactions, reducing the risk of fraud. At Payment Bringer we ensure your business achieves PCI compliance within 30 days of signing up, at no additional cost. We take it upon ourselves to make sure your business operates securely.